WHAT PEOPLE SAY

MR PAI KENG PHENG

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SENTEK MARINE AND TRADING (MANAGING DIRECTOR)

"It is rare to find someone like Francis who is genuine, unpretentious and so willing to lend a helping hand or give his frank feedback."

MR KELVIN POA

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CORPORATE LAWYER

"I turn to Francis for advice in most aspects of my finances. I absolutely trust his judgement and intuition. Sometimes he understands my problem even before I tell him."

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